General Liability Insurance

Essential protection, fewer surprises.

General Liability Insurance from Stridemark

Shield your business from costly third‑party claims and contract risks. We pair tailored general liability (CGL) coverage with fast certificates of insurance, endorsement support, and responsive claims advocacy—so you can keep projects moving.

Commercial General Liability protection typically addresses third‑party bodily injury, property damage, and personal & advertising injury; exact terms vary by policy.

Access to Top Carriers 

Stridemark connects you to top commercial lines carriers via direct appointments, managing underwriters, and aggregators. 

Appointments and other access to these carriers do not imply their endorsement of Stridemark Insurance Services.

Compliance for California Contractors: 

If your construction business is licensed in California as an LLC, the CSLB requires you to maintain general liability insurance (typically $1M aggregate for five or fewer personnel, with additional amounts at higher personnel counts). Keep proof current to avoid license issues.

Need a compliant GL certificate? Get a quote.

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Coverage is the start. Outcomes are the goal.

Practical support beyond the General Liability policy

We go past placement. Our team helps you meet contract wording, issue COIs same‑day when possible, and obtain the endorsements your customers ask for—Additional Insured, Primary & Non‑Contributory, and Waiver of Subrogation—to keep jobs moving and disputes down.

COI Turnaround

Rapid certificate processing to meet bid and onboarding deadlines.

Market Breadth

Options for contractors, distributors, manufacturers, retail, hospitality, and more.

Commercial General Liability

What is CGL?

CGL helps protect your business from third‑party bodily injury, property damage, and personal & advertising injury claims arising from your operations, services, or completed work—subject to policy terms and exclusions.

Common requests include Additional Insured, Primary & Non‑Contributory, and Waiver of Subrogation endorsements to align the policy with contract risk‑transfer terms.

GL is widely required by contracts; LLC contractor licenses must carry GL with specified limits under CSLB rules. Other entity types may not be legally required but are often contractually required.

Key Advantages

We care about the success of your company.

Coverage Assessment

We review your operations and contracts to size exposures: premises, products & completed operations, personal & advertising injury, and medical payments—then recommend limits and deductibles to match your risk profile.

Compare Top Quotes

We leverage strong underwriter relationships to bring you structured options (occurrence vs. claims‑made), multi‑location/per‑project aggregate considerations, and umbrella alignment—so you can choose on price and fit.

Activate Risk Transfer

We set your COI workflow, obtain Additional Insured, Primary & Non‑Contributory, and Waiver of Subrogation endorsements per contract needs, and establish a clean claims reporting path with the carrier.

Why Stridemark?

Protect Your Business

Stridemark pairs competitive GL coverage with real‑world execution: contract language navigation, certificate handling, and claims advocacy. The goal is simple—fewer disputes, smoother jobs, stronger client relationships. When incidents occur, CGL can respond to covered third‑party bodily injury, property damage, and personal & advertising injury claims under the policy’s terms.

Fewer claims. Faster closures.

From pre‑award requirements to closeout, we help coordinate endorsements and documentation to reduce friction between your policy and the contract.

Special Programs by Industry

Industries We Serve

Workman's Comp | Liability | Property | Auto | Cyber | Key Person | Employee Benefits

Strengthen Your Broker Relationship

Proactive Reviews & Cost Controls

Proactive Reviews & Cost Controls

Enjoy a hands‑on, relationship‑driven approach throughout the policy lifecycle—quoting, mid‑term changes, and renewals. We monitor loss trends and contract requirements to help you avoid gaps and keep GL, Umbrella/Excess, Auto, and Workers’ Comp coordinated.
Customized Program Design

Customized Program Design

We design liability programs that fit your cash flow and risk tolerance: occurrence vs. claims‑made where applicable, deductibles, per‑project/per‑location aggregates, and umbrella alignment. We also help ensure your Additional Insured, Primary & Non‑Contributory, and Waiver of Subrogation endorsements match the language in your vendor and GC agreements.

What We Do

Stride confidently on your journey of achievement.

Have a game plan that protects your wealth, your family, your business, and your future.
Strategy that preserves your earnings, strengthens your business, and creates room for growth.
Access to private funding network for term loans, asset financing, credit lines, and more.
Navigate business launch, operations, marketing, and succession with our trusted network of local advisors.

Explore every solution we offer to protect and grow your wealth and business. View all Stridemark services  

Legal Acknowledgements related to Commercial General Liability

Coverage, terms, endorsements, and availability vary by carrier and state. General Liability (CGL) typically addresses third‑party bodily injury, property damage, and personal & advertising injury; exclusions apply (e.g., professional liability, employment‑related claims, auto, liquor, and pollution unless endorsed or written separately). Endorsements such as Additional Insured, Primary & Non‑Contributory, and Waiver of Subrogation are issued at carrier discretion and must match contract language.